DIVIDEND RATES

Rolling F Credit Union is dedicated to giving back to it’s community. Whether it’s our great Dividend Rates starting your first savings account, or investing your money with a Certificate of Deposit—

Make the most out of your money with Rolling F. 

The Board of Directors has declared the new dividend rates effective March 9th, 2026. As always, all member continued support is appreciated.

Dividends are the interest that you earn on your accounts, depending on how much you have deposited within them. For instance if you have $25,500 in your account at a rate of 0.15%—you would earn $38.25 at the end of the term for a total of $25,538.25

Account TypeMinimum BalanceDividend RateAPYEffective Date
Savings$100.05%.05%
Savings$10,001.10%.10%
Savings$25,001.15%.15%
Savings$50,001.20%.20%
Savings$100,001.25%.25%
Mortgage Impound Accounts (Paid Annually).25%.25%11-1-25
Prime Checking$2,500+.10%.10%
Prime High Yield$5,000+.15%.15%

A Certificate of Deposit (CD) is a contract you make to put away a certain amount of money over a period of time (6 months, 1 year, or 2 years) in order to receive a higher interest earned compared to a typical savings account. However, during that time period—you cannot withdraw or touch the money without paying fees on it. Once the CD has matured (the time period finishes), you receive back the full amount of money you deposited PLUS the compounded interest.

For example: If you have a 1 Year CD for $10,000 at a rate of 3.5 APY (compounded interest)—you would earn $350 once the CD has matured for a total of $10,350.

CERTIFICATE OF DEPOSITS MIN $1,000.00CURRENT RATE*APYEFFECTIVE DATE
1 YEAR CERTIFICATE OF DEPOSIT
$1,000.00 - $9,999.992.5652.6011/15/2024
2 YEAR CERTIFICATE OF DEPOSIT
$1,000.00 - $9,999.992.3752.4011/15/2024
CERTIFICATE OF DEPOSITS MIN $10,000.00
6 MONTH CERTIFICATE OF DEPOSIT
$10,000.00 - $999,999,999.993.056
3.10
03/09/2026
1 YEAR CERTIFICATE OF DEPOSIT
$10,000.00 - $999,999,999.993.4443.50
03/09/2026
2 YEAR CERTIFICATE OF DEPOSIT
$10,000.00 - $999,999,999.993.154
3.20
03/09/2026
*Annual Percentage Yield
All CDs are paid with compound interest.
Early closure penalty is 90 days interest.
Subject to change
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All Certificates of Deposit are paid with Compound Interest. Early closure penalty is 90 days interest.

1Minimum average daily balance required to earn dividends. Membership Shares, IRA Savings, IRA Certificates and Special Savings dividends are based on the average daily balance and are posted quarterly. Checking, Money Market and non-IRA Certificate Accounts are based on the average daily balance and are posted monthly. Certificate Accounts are subject to penalties for early withdrawal. Please contact one of our Financial Services Representatives for further information about applicable fees. IRA Certificates may be subject to additional Internal Revenue Service penalties for early withdrawal. Certificate rates are fixed for the term purchased. All other rates and yields subject to change without notice.

2APY is Annual Percentage Yield.

3Minimun balance of $2,500 required to avoid $10 monthly service charge.

4Minimun balance of $5,000 required to avoid $10 monthly service charge.

Dividend rates and APYs on savings accounts are subject to change on a quarterly basis. Dividend rates on checking accounts are subject to change monthly as determined by the board of directors. For current rates and APYs, please call the credit union at 209-634-2911.