Auto Loans

as low as 5.30% APR

That’s right, Auto Loans as low as 5.30% APR! Whether you’re purchasing a new vehicle or refinancing your current one, Rolling F Credit Union offers the best low-rate auto loans. Enjoy significant savings with competitive interest rates and all the benefits our members trust and appreciate.

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Benefits of an Auto Loan from RFCU

  • Competitive Low Rates — We offer some of the lowest rates in the Stanislaus County, along with flexible terms and a diligent staff.

  • Flexible Loan Options — Borrow the amount you need with repayment terms that fit your budget.

  • Trusted Local Lending — We’re one of the highest rated Credit Unions in Turlock. Our customer service is second to none, if you have any issues, feel free to call us! We can assure you that we will do our best to address your financial needs.

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A $35,000 New Auto Loan at 5.3% APR for 60 months results in a monthly payment of around $665
If you get pre-approved, you’ll know exactly what your budget is before you look for a car — AND you won’t have to finance through the dealership. Rolling F is highly rated for our customer service. Wouldn’t you prefer your finances with someone you trust over a car salesman?
 
We offer terms all the way up to 84 months (7 years) for new and used vehicles. So even if you have low or bad credit, we can still make payments more manageable for you. 

FAQ:

Can I get an Auto Loan with bad credit?

Absolutely—at Rolling F, we believe that people are more important than just a credit score. The higher your credit score, the better rate you qualify for, meaning a lower monthly car payment. However, most other banks have largely inflated APRs when your credit score is 600 or lower. Here at Rolling F, once you become a member you have access to some of the best, and most flexible rates in the Central Valley no matter your credit score.

If you are purchasing new or used (2015-Current) You are eligible for a maximum of $100,000.

Any used vehicle older than 2015 is eligible for up to $25,000.

Check out our whole rate sheet here

At the dealership you have convenience, with us you have control. Most dealerships actually sell the contract to a bank or credit union anyway, but oftentimes give you a much higher rate. 

You can also pre-qualify for a loan with us and then go look for the perfect car. Most dealerships work the other way around. You pick a car and then get pressured to sign the contract even if the rates are outside your comfort zone. 

Loan Protection Gives You Peace of Mind

The Rolling F loan protection products are designed to help you overcome any hardships that may come your way.

Help protect your loan payments against life’s unexpected events such as death, disability, or involuntary unemployment with Debt Protection.2

Ask to add Debt Protection when you visit The Rolling F.

Save money on your life, auto or property insurance and experience excellent service with TruStage Insurance.

Learn More

Don’t get caught in an accident without GAP Advantage with PowerBuy. If your car is totaled in an accident, GAP pays the difference between what you owe and what the insurance company says the car is worth.

Ask your Member Service Specialist for complete details.

This page has been read and reviewed by the Rolling F Loan Department

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