Title/Collateral Loans

Title/Collateral Loans

as low as 7.05% APR

Need quick access to cash but want to keep your payments affordable? At Rolling F Credit Union our Collateral (Title) Loans let you borrow money using your paid-off vehicle as security. This gives you the benefit of lower rates compared to many unsecured loans, while still allowing you to keep and drive your car.

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Loan Rates

How a Collateral (Title) Loan Works

  • Use your vehicle’s title as collateral for the loan.

  • Continue driving your car while making low, fixed monthly payments.

  • Once the loan is paid off, your title is returned free and clear.

 

Benefits of a Collateral Loan from RFCU

  • Competitive Low Rates – Because your vehicle secures the loan, you’ll enjoy lower interest rates than many personal loans or payday lenders.

  • Keep Driving Your Car – You maintain full use of your vehicle while making payments.

  • Flexible Loan Options – Borrow the amount you need with repayment terms that fit your budget.

  • Credit-Friendly Solution – Great for members who may not qualify for unsecured loans.

  • Trusted Local Lending – As a credit union serving Turlock, Modesto, and Stanislaus County since 1948, we always put members first.

 

A Smarter Way to Borrow

Collateral (Title) Loans from Rolling F Credit Union are a safe, affordable alternative to high-cost lenders. With our member-focused approach, you’ll get the money you need at a fair rate—without the hidden fees or stress.

Loan Protection Gives You Peace of Mind

The Rolling F loan protection products are designed to help you overcome any hardships that may come your way.

Help protect your loan payments against life’s unexpected events such as death, disability, or involuntary unemployment with Debt Protection.2

Ask to add Debt Protection when you visit The Rolling F.

Save money on your life, auto or property insurance and experience excellent service with TruStage Insurance.

Learn More

Don’t get caught in an accident without GAP Advantage with PowerBuy. If your car is totaled in an accident, GAP pays the difference between what you owe and what the insurance company says the car is worth.

Ask your Member Service Specialist for complete details.