Loans & Rates

Loan Rates Effective June 08, 2023

Loan Type	Terms	APR* As Low As
NEW AUTO - Max $100,000	up to 60 months	6.20 - 14.50%
	61 - 72 months	6.33 - 14.63%
	*73 - 84 months	*6.43 - 11.01%
USED AUTO - Max $100,000	up to 60 months	6.30 - 15.04%
	61 - 72 months	6.44 - 15.17%
	*73 - 84 months	*6.55 - 11.85%
OLDER USED AUTO (2013 or older) - Max $25,000	up to 60 months	8.30 - 17.04%
	61 - 72 months	8.44 - 17.17%
	73 - 84 months	8.55 - 17.27%
PERSONAL LOAN - Max. $10,000	up to 36 months	9.95 - 17.95%
	37 - 48 months	10.05 - 18.05%
	49 - 60 months	10.15 - 18.15%
	*72 months	*10.28 - 10.57%
COLLATERAL (TITLE) LOAN - Max. $100,000	up to 60 months	7.05 - 15.67%
	61 - 72 months	7.18 - 15.80%
	*73 - 84 months	*7.28 - 12.58%
SHARE SECURED - Max. $250,000	up to 36 months	3.00%
	37 - 60 months	3.25%
CREDIT BUILDER - Max. $500	12 months	13.00 - 21.00%
NEW OR USED RECREATIONAL - Max. $100,000	up to 60 months	7.95 - 13.85%
	61 - 72 months	8.11 - 14.00%
	73 - 84 months	8.22 - 14.10%
	85 - 96 months	8.34 - 14.20%
	97 - 120 months	8.46 - 14.30%
FREEDOM LINE OF CREDIT**	N/A	8.66 - 19.00%
UNSECURED LINE - Max. $10,000
HOLIDAY/VACATION LOAN - Max. $2,500	up to 12 months	5.69 - 11.69%

Loan Type	Terms	APR* As Low As
NEW AUTO - Max $100,000	up to 60 months	4.20 - 12.50%
	61 - 72 months	4.33 - 12.63%
	73 - 84 months	4.43 - 9.01%
USED AUTO - Max $100,000	up to 60 months	4.30 - 13.04%
	61 - 72 months	4.44 - 13.17%
	73 - 84 months	4.55 - 9.85%
OLDER USED AUTO (2011 or older) - Max $25,000	up to 60 months	7.30 - 16.04%
	61 - 72 months	7.44 - 16.17%
	73 - 84 months	7.55 - 16.27%
PERSONAL LOAN - Max. $10,000	up to 36 months	7.19 - 15.19%
	37 - 48 months	7.29 - 15.29%
	49 - 60 months	7.39 - 15.39%
	72 months	7.52 - 7.81%
COLLATERAL (TITLE) LOAN - Max. $20,000	up to 60 months	4.55 - 13.17%
	61 - 72 months	4.68 - 13.30%
	73 - 84 months	4.78 - 10.08%
SHARE SECURED - Max. $250,000	up to 36 months	3.00%
	37 - 60 months	3.25%
CREDIT BUILDER - Max. $500	12 months	13.00 - 21.00%
NEW OR USED RECREATIONAL - Max. $100,000	up to 60 months	4.45 - 10.35%
	61 - 72 months	4.61 - 10.50%
	73 - 84 months	4.72 - 10.60%
	85 - 96 months	4.84 - 10.70%
	97 - 120 months	4.96 - 10.80%
FREEDOM LINE OF CREDIT**	N/A	7.66 - 18.00%
UNSECURED LINE - Max. $10,000
HOLIDAY/VACATION LOAN - Max. $2,500	up to 12 months	4.69 - 10.69%

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*Rate and Term only available to high credit scores

ACTUAL APR offered may be higher depending upon applicant's credit rating and other underwriting factors. Add .25% to credit histories with Bankruptcy, Collections, charge Offs or for autos/trucks with mileage over 100K. 60-month term payment example: A 5-year loan at 6.000% fixed APR with zero down payment will have 60 monthly payments of $19.34 per each $1,000 borrowed. All rates, terms and promotional offers are subject to change wthout notice. Cannot be combined with any other offer. Restrictions may apply, ask for complete details. * APR=Annual Percentage Rate. ** Freedom Line of Credit Application fee $20.00.

Office (209) 634-2911 FAX (209) 634-3362

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